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Tax Sheltered Annuities
A Tax-Sheltered Annuity is a type of retirement plan under section 403(b) of the Internal Revenue Code which permits employees of public educational organizations or tax-exempt organizations to make before tax contributions via a salary reduction agreement to a tax-sheltered retirement plan.
Fixed versus Variable Annuities
What’s the difference between a fixed annuity and a variable annuity? Generally speaking fixed annuities are considered to be more conservative. Variable annuities, having the potential for gain and losses, have a higher risk.
